Personal Checking

Personal Checking Accounts

  • $100.00 minimum to open account.
  • Monthly statement.
  • $8.00 service charge per statement cycle unless a minimum balance of $750.00 is maintained the entire statement cycle.
  • Service charges are waived if an MMDA, Savings Account, Certificate of Deposit, and or IRA have a combined total greater than $5,000.00

V.I.P. Club Accounts

  • $100.00 minimum to open account.
  • Monthly statement.
  • $8.00 service charge per statement cycle with ($10,000.00 accidental life insurance).
    $9.00 service charge per statement cycle with ($20,000.00 accidental life insurance).
  • 2 boxes wallet style checks free per year (safety paper colors only).
  • Savers Club membership included.

Senior Citizen Accounts

  • $100.00 minimum to open account.
  • Monthly statement.
  • Free checking account if age 60 or older, retired or disabled.
  • It is the responsibility of the customer to inform us of their Date of Birth.

Low-Cost Account

  • $100.00 minimum to open account
  • Monthly statement.
  • $5.00 service charge per statement cycle.

Interest Checking Account

N.O.W. Accounts

  • $1,000.00 minimum to open account.
  • Monthly statement.
  • $9.00 service charge per statement cycle unless a minimum balance of $1,000.00 is maintained the entire statement cycle.
  • Interest rates are tiered and interest is credited monthly.